Dear Old Brian,
From my observation, you have been experiencing a minor personal disaster, on average, about once a month.
As an aerospace engineer, I require you to prepare yourself with a factor of safety of at least 1.5. That is, you must be prepared to continue facing turmoil and hardship of greater force and severity than you have been in the past, with the same or greater frequency.
You must also take care to protect others from your catastrophes. If anyone is to join you, they must be similarly prepared to forgive a total cataclysm every twenty days. Please be warned that there are not many people with such strength, but I trust that some wisdom will come to you.